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April 2026 Real Estate Market Report: Moreno Valley, CA 92555

Mon, 11 May 2026 12:00:07 GMT

A Deep Dive into Inventory, Pricing, and Sales Trends for the 92555 Zip Code

As we move through May, it’s time to analyze the April 2026 housing data for Moreno Valley in the 92555 area . Understanding these trends is essential for homeowners and buyers looking to make informed decisions in the Inland Empire.

April 2026 Market Performance

The April data reveals a market defined by tight inventory and competitive pricing for single-family homes, condos, and townhomes.

Inventory & Supply: We currently have a 2.27-month supply of inventory. This is a 4% decrease month-over-month and a significant 20% drop year-over-year .
Median Sold Price: The median price for properties in the 92555 zip code was $572,066 . While this reflects a minor 2% MoM decrease , the low supply keeps the market firmly in the "Sellers' Market" category.
Market Velocity: The median days on market (DOM) sits at 44 days .

Why the April Data Matters

For Sellers: Leveraging Low Supply

With inventory down 20% compared to last year, your property is a scarce commodity. Sellers in Moreno Valley are currently benefiting from a 100.81% sold-to-list price ratio , meaning homes are frequently selling for more than their asking price.

For Buyers: Speed and Strategy

The market is moving fast. With a 25-day median pending period , buyers need to have their financing and strategy ready before they step through the front door. Properties near Moreno Valley’s scenic parks and major transportation routes remain the most highly sought-after.

Navigate the Moreno Valley Market with Kama Burton

The numbers tell a story, but you need an expert to help you write the next chapter. Whether you’re looking to sell for top dollar or find a hidden gem in 92555 , I am here to provide the local insights you need.

Connect with Kama Burton at CMB Realty Services:

Email: kama@cmbrealtyservices.com
Expertise: Moreno Valley, CA Real Estate & Investment Strategy

Discover 12714 Dorsey Ct: Victorville’s Premier Cul-de-Sac Pool Estate

Sat, 04 Apr 2026 03:41:13 GMT

A modern 5-bedroom oasis featuring porcelain floors, custom glass stairs, and a private basketball court on a quiet, oversized lot.

Welcome to 12714 Dorsey Ct , a residence that redefines the High Desert lifestyle. Tucked away in a quiet, private cul-de-sac in Victorville, this 5-bedroom (plus loft) home is a masterclass in modern upgrades and outdoor entertainment. From the refreshing saltwater pool to the designer-glass staircase, every inch of this property was built to impress.

The Ultimate Home for Entertainment

If you love to host, 12714 Dorsey Ct was designed with you in mind. The heart of the home is a chef’s dream kitchen featuring a massive granite island with a sophisticated "waterfall" edge that flows to the floor. With soft-close cabinetry, a farmhouse sink, and premium stainless steel appliances, it is as functional as it is beautiful.

The open-concept layout flows seamlessly into the family room, anchored by a cozy fireplace and a massive 70-inch swivel TV (negotiable with the sale!). Whether you are hosting a formal dinner under the gorgeous crystal-inspired ceiling fans or a casual Sunday football game, this home offers an unparalleled environment for making memories.

Room to Grow and Welcome Loved Ones

One of the standout features of this estate is its versatility. Whether you are growing your family or looking for a home that can comfortably accommodate multi-generational living, this floor plan delivers:

Main Floor Privacy: The downstairs bedroom and full bathroom—complete with a relaxing jetted tub and a premium bidet—offer the perfect setup for guests or in-laws.
The "6th Room" Advantage: Upstairs, you’ll find four spacious bedrooms plus a massive, open-concept loft. While recorded by the county as a 6th bedroom , this space offers the flexibility to become a high-end home office, a private gym, or a massive playroom for the kids.
The Primary Retreat: A large sanctuary featuring a walk-in closet and a spa-like bathroom with double sinks and a separate tub and shower.

Your Private Victorville Oasis

In Victorville, your outdoor space is your sanctuary, and 12714 Dorsey Ct offers a true staycation experience. The property is beautifully landscaped with high-quality turf and secured by a durable vinyl fence for ultimate privacy.

The star of the show is the sparkling saltwater pool and spa , featuring custom lighting for those warm summer evenings. Sports enthusiasts will love the private basketball court, which comes equipped with a large safety net to keep the game—and the ball—on your property.

Luxury Living Meets High-Desert Affordability

What makes 12714 Dorsey Ct truly special is the ability to enjoy high-end, modern luxury at an attainable price point . From the polished porcelain flooring to the brand-new glass-accented staircase and plantation shutters throughout, you are getting custom-home quality without the custom-home price tag.

Living in Victorville means you are close to the scenic Mojave Narrows Regional Park and local favorites like Scandia, all while enjoying the peace and quiet of a premier cul-de-sac location.

Ready to Say "YES" to This Address?

12714 Dorsey Ct is more than just a house; it’s an opportunity to elevate your lifestyle and provide a beautiful, spacious home for your family to thrive.

CLICK HERE FOR MORE PHOTOS AND INFORMATION REGARDING THIS PROPERTY

Don't miss your chance to tour this unparalleled property! Contact us today to schedule your private showing or join us at our next Open House.

Myth vs Fact: Current Market Trends Moreno Valley, CA

Thu, 12 Mar 2026 15:28:58 GMT

Moreno Valley/February 2026 Myth vs Fact

Myth : There are plenty of homes to choose from
Fact : With only 1.84 months' supply of inventory , Moreno Valley is experiencing a tight housing market, indicating limited choices for buyers.

What this means: Buyers need to be prepared to act quickly and decisively in a market with low inventory levels.

Myth : Home prices are skyrocketing
Fact : The median sold price in February 2026 was $535,000, reflecting a 4% decrease from the previous month, indicating a slight cooling in price increases.

What this means: This could be an opportune time for buyers to negotiate more favorable terms or find a home at a slightly reduced price.

Myth : Homes are selling as soon as they're listed
Fact : The median days on market for sold listings increased by 22% to 33 days , showing a slight slowing in the market pace.

What this means: Buyers might have a bit more time to consider their options, although it's still important to stay proactive.

Myth : New listings are overly expensive.
Fact : The median list price for new listings is $565,000 , which is competitive compared to the median active list price of $580,000.

What this means There are opportunities to find homes within a reasonable price range relative to the broader market.

Local Point of Interest Moreno Valley offers access to scenic spots like Box Springs Mountain Reserve Park, providing outdoor recreation and hiking trails.

Looking ahead , buyers should be ready to navigate a market with constrained inventory but with opportunities to secure a home at a competitive price. For personalized guidance and insights into the Moreno Valley market, connect with Kama Burton of CMB Realty Services at kama@cmbrealtyservices.com your expert agent in Moreno Valley!

Beyond the Dream: Dr. King's Legacy and Fair Housing in Moreno Valley

Tue, 20 Jan 2026 00:00:24 GMT

How Dr. King’s fight for "Open Housing" led to the Fair Housing Act of 1968 and where Moreno Valley residents can find housing discrimination resources today.

When we celebrate the legacy of Dr. Martin Luther King Jr., we often focus on his "I Have a Dream" speech. But for residents of Moreno Valley and the wider Inland Empire, his most impactful work may be the fight he took to the streets of the North: the battle for fair housing.

Dr. King knew that social equality was impossible without economic justice and the right to live in a neighborhood of one’s choice. His activism directly birthed the Fair Housing Act of 1968, a law that continues to protect Inland Empire families from housing discrimination today.

From Chicago to the Inland Empire: The Fight for "Open Housing"

In 1966, Dr. King launched the Chicago Freedom Movement. He moved his family into a sub-standard apartment to highlight the "slum" conditions and discriminatory practices facing Black families. He pioneered a tactic we still use in California today: Fair Housing Testing. By sending different "home seekers" to the same real estate office, King proved that race, not just income, was being used to deny families a home. This movement forced housing discrimination into the national spotlight, leading to the passage of the Fair Housing Act just one week after his assassination in 1968.

Fair Housing in Moreno Valley Today

While Dr. King’s work changed the law, the struggle for housing equity continues. In Riverside County, recent data shows that disability and race remain the most common grounds for housing discrimination complaints.

As a resident of Moreno Valley, it is important to know that you are protected under both federal law and the California Fair Employment and Housing Act (FEHA). These laws prohibit landlords, lenders, and real estate agents from discriminating based on:

Race, Color, or National Origin
Disability (including the right to reasonable accommodations)
Familial Status (having children under 18)
Source of Income (including Section 8 vouchers)

Local Resources for Moreno Valley Residents

If you feel your rights have been violated, you don't have to fight alone. Moreno Valley residents have access to dedicated local organizations:

Fair Housing Council of Riverside County (Moreno Valley Office): Located right on Alessandro Blvd, they provide mediation and investigation services.
Inland Empire Fair Housing Council: Provides education and legal resources for tenants and homebuyers throughout the region.
California Civil Rights Department (CRD): The state agency responsible for enforcing California’s strict anti-discrimination laws.

Need Help with a Housing Issue in Moreno Valley?

Dr. King’s dream of "Open Housing" is a right you still hold today. Whether you are facing a potential eviction, being denied a rental based on your source of income, or need a reasonable accommodation for a disability, help is available.

Know your rights. Protect your home. Contact the Fair Housing Moreno Valley office, 951-653-8314, to ensure you and your family are treated fairly. Below are resources to help you further to understand and seek help if you feel like someone is not following Fair Housing practices.

Fair Housing Counci l: The best local resource for filing a complaint in Moreno Valley.
California Tenants Guide (Department of Real Estate): Look for the "2026 Update" on their publications page.
Moreno Valley Code Compliance: For reporting unsafe living conditions or habitability issues locally.

For more information, please email us at kama@cmbrealtyservices.com

Are foreclosures on the rise in 2026?

Tue, 13 Jan 2026 02:50:17 GMT

Why this real estate market will probably not look like 2008.

If you've been following the news or social media lately, you've probably seen alarming headlines about rising foreclosures and predictions of another 2008-style housing crisis. But before you panic, let's look at what the data actually shows and how today's market is fundamentally different.

Today's Market vs. 2008: Why This Time Is Different

The 2008 crisis devastated homeowners when adjustable-rate mortgages suddenly reset to much higher rates, causing monthly payments to skyrocket overnight. Today's situation is vastly different. Most current homeowners have fixed-rate mortgages, meaning their payments remain stable regardless of interest rate changes.

While we're seeing a slight uptick in foreclosures correlating with modest unemployment increases, the scale is nowhere near 2008 levels. For example, Moreno Valley currently shows only six properties with a notice of default and three short sales, minimal numbers that don't indicate widespread distress.

Understanding Your Options: Short Sales vs. Foreclosures

Short Sale: When homeowners negotiate with their lender to accept less than what's owed. For instance, if your home is worth $385,000 but you owe $400,000, the lender would forgive the $15,000 difference.

Foreclosure: The legal process where the lender takes possession after payment default.

Why Today's Homeowners Have More Choices

Many homeowners built substantial equity during the pandemic housing boom. If you're facing financial challenges, you likely have options:

Refinancing: Lower your monthly payment if you have equity and no late payments
Loan Modification: Work with your lender to adjust loan terms
Selling: Use your equity to sell before foreclosure damages your credit

The key is acting early. Don't wait until you're in crisis mode, exploring options costs nothing and could save your home and credit.

Don't Believe the Hype, Know Your Local Market

National headlines don't reflect what's happening in your specific area. Real estate conditions vary dramatically by region, which is why working with a local professional who understands your market is essential.

Looking to Buy or Sell in the Inland Empire?

If you're considering real estate in Moreno Valley, Perris, San Jacinto, Banning, Beaumont, Riverside, or Corona, professional guidance makes all the difference.

The Bottom Line

While foreclosures have increased slightly, the data doesn't support predictions of an imminent crisis. Fixed-rate mortgages and homeowner equity provide protections that didn't exist in 2008. For homeowners struggling financially, the message is clear: explore your options early. For buyers, understanding actual market conditions rather than media hype will help you make informed decisions.

Ready to discuss your real estate options in the Inland Empire? Contact us today to connect with a local expert who understands the Moreno Valley area and surrounding communities.

The Truth About Home Buying: You Might Already Have What It Takes

Mon, 05 Jan 2026 19:20:06 GMT

Debunking Real Estate Myths

Stop letting down payment myths hold you back from homeownership.

It's amazing how many people dream of purchasing a home but believe financing is an insurmountable hurdle. Here's the truth: while financing is a challenge for most buyers, you probably have more resources available than you realize. The key is knowing where to look, and who to trust for guidance.

Why Professional Advice Matters More Than Ever

Would you diagnose a medical condition based solely on TikTok or Instagram? Most people wouldn't, they'd ultimately end up at their doctor's office for professional care. So why trust social media "influencers" (who may have never purchased a home themselves) when making one of life's biggest financial decisions?

Working with qualified real estate and lending professionals who understand your unique situation can reveal opportunities you didn't know existed. They're in the business of helping you succeed, not chasing likes and shares.

The 20% Down Payment Myth—Busted

One of the most damaging misconceptions in real estate is that you need a 20% down payment to buy a home. At a California Association of REALTORS® conference in October 2024, their economist shared eye-opening survey data that illustrates just how widespread this myth has become.

When asked "How much down payment do you think is required to purchase a home?" here's what 1,005 respondents believed:

2% said 0-10% down
28% said 11-20% down
30% said 21-50% down
20% said over 50% down

The median response was 25%, far higher than what's actually required. Even more striking: 63% of those surveyed said they would start looking for a home if they knew they could qualify with a much lower down payment.

The Reality: Homeownership Is More Accessible Than You Think

Here's what most people don't know: many qualified buyers can purchase a home with as little as 3% down. Various loan programs, including FHA, conventional, VA, and USDA loans, offer low down payment options for eligible buyers.

If you knew you only needed 3% down instead of 20%, would that change how you view homeownership?

For many buyers, that's the difference between waiting years to save versus starting the home search today.

Your Next Step Toward Homeownership

Don't let outdated information or social media misinformation keep you from achieving your homeownership goals. The money you need might already be within reach—you just need the right guidance to access it.

Ready to discover your real home buying power? Let's have a conversation about your specific situation, explore available loan programs, and create a personalized path to homeownership. Contact me today for a no-obligation consultation, and let's turn your homeownership dreams into reality.

Looking to buy a home in [Your Area]? As a trusted real estate professional, I'm here to provide expert guidance and connect you with top lending professionals who can help you navigate your financing options. Reach out today—your future home might be closer than you think.

Schedule Your Free Consultation | Kama Burton | Call: 951.575.9750

More Than Half of Black Households Rent: What the 2025 Data Shows

duda@secondgen.com — Tue, 16 Dec 2025 15:30:05 GMT

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Black homeownership remains one of the most powerful tools for building generational wealth, yet the gap continues to persist. The 2025 State of Housing in Black America (SHIBA) report , released by the National Association of Real Estate Brokers (NAREB), provides critical insight into where Black homeownership stands today and what must change.

What Is the Black Homeownership Rate in 2025?

According to the 2025 State of Housing in Black America report , approximately 44–45% of Black households are homeowners , while the majority remain renters. This data is based on U.S. Census Bureau Housing Vacancies and Homeownership Survey data.

The report also shows that the Black–White homeownership gap has widened to nearly 30 percentage points , a larger gap than when the Fair Housing Act was passed more than 50 years ago.

Why the Black Homeownership Gap Still Exists

Several systemic and market-driven factors continue to impact Black homeownership:

Housing affordability challenges caused by rising home prices and interest rates
Income and wealth disparities that limit down payment readiness
Credit and lending barriers , including higher denial rates and borrowing costs
Institutional investors reducing access to affordable starter homes in many Black communities

The report further highlights that in 2024, only 7% of Black renters could afford to purchase a median-priced home , underscoring the urgency for education, access, and advocacy.

Why Black Homeownership Matters

Homeownership is more than owning a home, it is a pathway to:

Generational wealth
Community stability
Economic mobility
Long-term financial security

Expanding Black homeownership strengthens families, neighborhoods, and local economies.

Local Impact: Moreno Valley and the Inland Empire

In communities like Moreno Valley and the Inland Empire , homeownership plays a critical role in long-term financial stability. As housing inventory shifts and market conditions change, education and guidance are essential for first-time buyers, sellers, and families planning for the future.

Working with a real estate professional who understands both the local market and the historical challenges facing Black homeowners can make a meaningful difference in navigating today’s housing landscape.

The Path Forward

Closing the Black homeownership gap will require continued policy reform, fair lending practices, financial education, and community-based support. The 2025 SHIBA report serves as both a mirror and a roadmap highlighting today’s realities while pointing toward sustainable solutions for the future.

Ready to Take the Next Step?

If you are:

A renter considering homeownership
A homeowner thinking about selling or building equity
A family or someone seeking guidance on long-term housing goals

Let’s start the conversation.

�� CLICK to Schedule a consultation
�� Serving Moreno Valley and the Inland Empire
�� Empowering communities through education, advocacy, and real estate expertise

Probate Property Guide: Inside 211 Vasquez, Riverside

duda@secondgen.com — Mon, 08 Sep 2025 15:30:00 GMT

From required steps to renovation potential, here’s what you should know before making an offer.

Listings are starting to rise, and we’re excited to share our newest one, but this time, it’s a probate sale .

In the simplest terms, probate happens when someone passes away without a will or trust. The courts call this “intestate” , and it often occurs when someone doesn’t put the proper paperwork in place to ensure their home or personal property goes to the person they intended.

When purchasing a probate property, there are a few important things to know:

Authority matters. The court may grant the personal representative (PR) limited or full authority to handle the estate. With full authority, the PR can sell the home without additional court approval, a smoother process for everyone involved.
Disclosure is still required. While the PR may not know every detail about the property, they must disclose what they do know, such as if someone passed away in the home within the last 3 years or any issues affecting the property’s desirability.
Price isn’t always a “steal.” Many people assume probate homes sell at deep discounts. While that can be true if the home is in poor condition, the final price is ultimately determined by the estate and the court.

Our listing at 211 Vasquez, Riverside is a great example of a probate sale with potential. The PR has been granted full authority, which means the sale can move forward without lengthy court approvals.

This 3-bedroom, 2-bath single-story home sits on a 6,000+ sq. ft. lot, offering possibilities for an ADU or even an addition. While the property needs some TLC, it’s in a convenient Riverside location and holds plenty of opportunity for buyers with vision.

Financing Options

If you’re worried about the cost of renovations, don’t be! Programs like the FHA 203(k) Rehab Loan (and similar VA and conventional options) allow you to purchase the home and finance improvements through one mortgage. That means you can buy the property and get the funds to make upgrades, all in one loan package.

Imagine turning this Riverside probate property into your dream home — or building equity as an investor. The possibilities are here.

�� If you’re curious about 211 Vasquez or want to learn more about buying probate properties, call me today. Let’s talk about how we can make your real estate goals a reality.

CLICK HERE FOR MORE INFORMATION

Understanding the Probate Process

Fri, 20 Jun 2025 00:52:45 GMT

A Compassionate Guide for Families

Selling a home during probate presents unique challenges that extend far beyond a typical real estate transaction. For families already dealing with the loss of a loved one, understanding the probate process becomes crucial to successfully closing on inherited property.

Understanding Probate and Real Estate

Probate is the legal process that validates a deceased person's will and oversees the distribution of their assets. In many cases, this process includes selling real estate to satisfy outstanding debts or distribute assets among heirs according to the will or state law.

The emotional weight of selling a family home cannot be understated. These properties often hold decades of memories—perhaps it's where children grew up, where holidays were celebrated, or where a loved one spent their final years. The intersection of grief and business decisions creates a uniquely challenging situation that requires both professional expertise and genuine compassion.

Why Specialized Expertise Matters

As a probate specialist, I understand that my role extends beyond traditional real estate services. Families need an advocate who can guide them through both the legal complexities and emotional hurdles of probate sales. This process is rarely straightforward, and each family's situation brings its own set of circumstances and sensitivities.

The most essential element in a successful probate sale is working with a REALTOR® who brings three critical qualities to the table:

Deep understanding of probate processes and legal requirements
In-depth knowledge of probate laws and procedures
Patience and sensitivity to honor both the family's emotional needs and timeline

During one of life's most difficult transitions, families deserve support that acknowledges both the practical and personal aspects of selling an inherited home. The right professional partnership can transform an overwhelming process into a manageable path forward, allowing families to focus on healing while ensuring their loved one's final wishes are honored.

Overwhelmed by the probate process in Los Angeles County? Let an experienced probate real estate specialist handle the complexities while you focus on what matters most. Contact us today at (951) 543-9444 or visit kamaburton.realtor for your free, no-obligation consultation.

Credit Rescue: Your Journey from Debt to Financial Peace

duda@secondgen.com — Wed, 12 Mar 2025 19:57:17 GMT

Practical Strategies to Transform Your Credit Score and Build Financial Freedom

Discover proven strategies to overcome credit challenges and achieve lasting financial freedom during National Credit Education Month.

Understanding Credit Card Debt in 2025

March is designated as National Credit Education Month—a perfect time to focus on improving your financial literacy and credit awareness. As Americans collectively face a record-breaking $1.2 trillion in credit card debt (as of Q4 2024), understanding how to manage credit effectively has never been more critical.

Like many households, my mailbox constantly fills with credit card offers—not just for me, but for my adult children too. This constant marketing pressure makes credit management skills essential for financial wellbeing in today's economy.

Personal Credit Lessons: What Experience Taught Me

My credit journey began on a college campus with that first shiny credit card. Despite being taught sound financial principles, I mistakenly treated my credit card like a debit card, quickly accumulating debt in my 20s. This firsthand experience now guides how I educate my adult children about responsible credit usage and debt avoidance strategies.

Credit Fears and Homeownership Dreams

As a REALTOR®, I regularly meet potential homebuyers who delay their dreams because of credit score anxiety. Many qualified individuals miss opportunities for homeownership simply because they don't understand how credit works or how to improve their financial standing.

4 Practical Credit Rescue Strategies Anyone Can Use

Transform your relationship with credit by implementing these proven techniques:

1. Regular Credit Monitoring

Don't fear your credit report—embrace it. Regular credit checks allow you to identify and address issues promptly. Remember that negative items don't remain on your report forever—they typically fall off after 7-10 years, depending on the item type.

2. Strategic Debt Reduction (The Snowball Method)

The debt snowball method creates powerful momentum in your financial journey:

Pay minimum balances on all cards except one
Focus extra payments on that single card until it's paid off
Move to the next card and repeat
Watch your debt steadily decrease while your financial confidence grows

3. Over-Limit Account Management

If any credit cards exceed their limits, make getting them under the threshold your immediate priority. Over-limit accounts significantly damage your credit score and often trigger additional fees.

4. Professional Credit Guidance

Credit repair doesn't have to be a solo journey. Professional services like Cure My Credit Score can help you achieve a 700+ credit score while providing valuable education throughout the process.

Taking Your First Steps Toward Financial Peace

Everyone must start somewhere on their credit rescue journey. While having a credit card for emergencies is prudent, using it wisely remains essential for long-term financial health.

Remember, financial professionals are here to listen without judgment. Your past credit decisions don't define your future financial possibilities—only your willingness to take action today will determine your financial peace tomorrow.

Have questions about improving your credit for homeownership? Connect with me to discuss your specific situation and develop a personalized credit improvement plan.

Source:

Cure My Credit: https://www.curemycredit700.com/

Debt Records: https://abcnews.go.com/Business/americans-credit-card-debt-reaches-new-record-high/story?id=118788620

Why DIY Home Buying Could Cost You More: The Value of Professional Representation

Sun, 02 Mar 2025 22:08:56 GMT

Don't knock, without a REALTOR®.

In today's DIY-obsessed world, many homebuyers are considering going solo to "save money." But is purchasing a home without professional representation truly cost-efficient?

After 20 years in real estate, I can confidently say no two transactions are ever identical. Like thumbprints, each real estate deal has its unique challenges and opportunities. This uniqueness makes professional guidance not just helpful, but essential.

Why Professional Representation Matters When Buying a Home:

Expert Negotiation Power

When you represent yourself, remember the seller likely has an agent working exclusively for their interests. Your REALTOR® will negotiate strategically on your behalf, potentially saving you thousands.

Protection Throughout the Process

A dedicated REALTOR® shields you from potential pitfalls in contracts and repair negotiations. We ensure your interests are protected at every stage of the transaction.

Market Knowledge That Saves Money

With current market expertise, your REALTOR® helps you avoid overpaying. We analyze comparable properties and market trends to ensure you make a sound investment.

Seamless Communication

Even with a lender in place, unexpected situations arise. Your REALTOR® acts as your advocate, communicating effectively with all parties to keep your loan process on track, especially in unfamiliar territory.

Don't Navigate the Biggest Purchase of Your Life Alone

The small commission paid to your REALTOR® often pays for itself many times over through better negotiated terms, avoided mistakes, and reduced stress.

Ready to make a smart home buying decision? Contact me or the team at CMB Realty Services today to ensure proper representation. Don't knock on doors without an expert by your side.

Kama Burton, Broker - Click CONTACT US or call 951-543-9444 to set up an appointment to help you navigate through the home buying process.

Why Home Buyers Are Turning to New Construction in 2025: A Realtor's Perspective

Sun, 23 Feb 2025 16:28:49 GMT

Something old or something new?

As a real estate broker (REALTOR®) in Moreno Valley, I recently had an enlightening experience while touring new construction homes. During my visit on February 22, 2025, I encountered a buyer whose perspective perfectly captured the shifting attitudes in today's real estate market.

"People don't take pride in ownership anymore," she remarked when I asked about her decision to buy new construction. This powerful observation reflects a significant change from the 2020-2022 housing market, when buyers primarily focused on securing properties at favorable interest rates, often overlooking a home's condition.

The Hidden Cost of Deferred Maintenance

Many sellers during the post-2022 market believed that property condition was secondary to other factors. However, this assumption has proven costly. Today's buyers are increasingly prioritizing move-in ready homes, and properties showing signs of neglect often face:

Extended days on market
Lower offer prices
Fewer interested buyers
More challenging appraisals
Increased inspection concerns

The New Construction Advantage

New construction homes are attracting buyers for several compelling reasons:

Fresh Start Experience

Every surface, appliance, and system is untouched and under warranty
No inherited maintenance issues or outdated repairs

Personalization Options

Choice of flooring materials and finishes
Custom paint colors and design elements
Ability to select upgrades that match your lifestyle

Financial Benefits

Builder incentives and upgrade allowances
Potential rate buydown programs
Structured warranty coverage
Predictable maintenance costs in early years

Making an Informed Decision

While new construction offers numerous advantages, it's important to consider both sides. Established homes can offer:

Mature landscaping
Established neighborhoods
Proven community dynamics
Often larger lot sizes
Immediate availability

Next Steps

Whether you're considering new construction or an existing home, proper guidance is essential. Our team specializes in both new construction and resale properties in Moreno Valley and surrounding areas. Contact us today for a personalized consultation to explore which option best fits your needs.

Call us at 951-543-9444 or click the contact us button.

Why Homeowners Are Hesitating to Sell in 2025: The Interest Rate Dilemma

Thu, 20 Feb 2025 06:33:38 GMT

New Title

The 2025 real estate market presents a unique challenge for homeowners considering a sale. Recent data shows that approximately 65% of homeowners currently hold mortgage rates of 4% or lower – a slight decrease from 70% at this time last year. This statistic tells an important story: many homeowners are hesitating to list their properties, and for good reason.

Why the hesitation? It's simple mathematics. As a homeowner with a low interest rate, selling means giving up that favorable monthly payment. When you transition from seller to buyer, you're likely looking at purchasing a higher-priced home with current interest rates hovering in the low to mid-6% range for FHA loans and mid to high-6% range for conventional loans. (Note: As a real estate professional, I don't quote specific rates – please consult with your lender for current figures.)

With other factors such as, the emotions of leaving behind memories to the stress of packing a home, the truth of the matter is, selling a home is not always the easiest decision.

Take the Next Step

If you're weighing the decision to sell, let's start with data. We offer a complimentary Comparative Market Analysis to help you understand your home's current value and market position. This analysis will give you the insights needed to make an informed decision about selling in today's market.

Contact us today to schedule your free market analysis and consultation. Together, we'll determine if 2025 is your optimal time to sell.

Call us today schedule your free market analysis today!

How AB2424 Protects California Homeowners from Early Foreclosure in 2024

Sun, 19 Jan 2025 04:34:51 GMT

New Law Grants Homeowners Extra Time and Price Protection During Foreclosure Sales

California homeowners facing foreclosure have gained powerful new protections through Assembly Bill 2424. This groundbreaking legislation specifically helps owners of 1-4 unit residential properties by providing critical time extensions and sale price protections during the foreclosure process.

Key Protections Under California's AB2424

45-Day Extension with Real Estate Listing

The first major protection gives homeowners an additional 45 days beyond the scheduled foreclosure sale date when they secure a listing agreement with a licensed California real estate broker. To qualify, homeowners must:

Submit the listing agreement at least 5 business days before the scheduled sale
Use a California-licensed real estate broker
List the property on a public marketing platform
Send documentation via certified mail or overnight courier with tracking

Second 45-Day Extension with Purchase Agreement

Once homeowners obtain a valid purchase agreement, they can qualify for another 45-day postponement if:

The purchase price covers all secured obligations
Documentation is submitted 5 business days before the sale
The agreement includes buyer details, price, and closing information
Proper certified mail procedures are followed

Fair Market Value Protection

AB2424 introduces crucial price protection by preventing trustees from selling properties at the initial sale for less than 67% of fair market value. This safeguard helps preserve homeowner equity and prevents below-market foreclosure sales.

Understanding Timeline Extensions

The combination of protections under AB2424 can provide up to 90 additional days for California homeowners to:

Market their property effectively
Find qualified buyers
Complete property sales
Avoid foreclosure proceedings

Taking Action Under AB2424

For homeowners facing foreclosure, immediate action is crucial. Working with qualified real estate professionals who understand AB2424's requirements can help ensure these protections are properly utilized.

Resources for California Homeowners

Contact a licensed California real estate broker
Understand documentation requirements
Learn about certified mail procedures
Track important deadlines and extensions

This enhanced legislation demonstrates California's commitment to protecting homeowner rights while providing practical solutions during financial hardship. By understanding and utilizing AB2424's protections, homeowners have more opportunities to avoid foreclosure and achieve successful property sales.

For more information or you need guidance on how to save your home, contact us at 951-543-9444 or email info@cmbrealtservices.com

Where the Fight to Protect Property Rights Goes in 2025

Wed, 15 Jan 2025 12:40:34 GMT

The American Property Owners Alliance has become one of the nation’s largest property rights advocates since its launch in 2020. With four years under its belt, the organization is positioned to continue advancing the interests of property owners in 2025 and beyond.

Housing availability and affordability will continue to be pressing issues for Americans in 2025 after it became a top concern for voters in the 2024 election.

Nearly 70% of Americans said they were “very concerned” about the cost of housing, according to pre-election polling, and many indicated the issue would factor into their ballot decision.

Housing groups like the American Property Owners Alliance (APOA), one of the only nonprofit organizations focused exclusively on advancing private property rights and the interests of property owners in the country, are looking to leverage recent momentum and consumer attention to turn it into action. While Washington is often criticized for its inability to overcome partisanship, the organization works across the aisle on common-sense policies that help Americans build generational wealth through property ownership.

“[Housing] is a huge issue, and we need to figure out what we can do in a bipartisan way to advance housing affordability and ownership sustainability in these challenging times,” says APOA Executive Director Colin Allen.

To inform its policy proposals, the APOA is listening to consumers across the country about how their lives are being impacted by housing challenges and the organization is channeling its energy and input to inspire changes on Capitol Hill.

“Due to current mortgage rates, shifts in the real estate market and the rising costs of property insurance, property taxes and basic necessities to live, we feel financially stuck in our starter home,” one Florida homeowner told APOA.

“I have several members of my family living in my home with me because the housing and rental prices are too astronomical for them to pay. Something needs to change!” said a Washington state homeowner.

Since 2020, APOA has become a powerhouse: Building from their audience of 10 million homeowners, attracting tens of thousands of followers on social media and leveraging a core of over 45,000 directly engaged advocates who use their voices to reach lawmakers across the aisle in support of housing policies.

Part of the power of APOA is its ability to spur grassroots action through its consumer outreach. Just last month, for instance, APOA partnered with social media influencers in a call-to-action campaign to rally around the Neighborhood Homes Investment Act, resulting in 5,000 letters sent to members of Congress.

To expand the reach of its advocacy, consistent with a 501(c)(4) advocacy organization, the alliance is building coalition partnerships by providing grants to organizations that support and advance homeownership.

Since its inception, APOA has provided funding to groups across the political aisle, including both liberal and conservative organizations.

“One of the tools in the toolbox that we have in terms of building coalitions and moving the needle on some of our issues is the grantmaking piece of the organization,” Allen says.

American Action Network, House Majority Forward, the National Black Empowerment Council, One Nation, and Opportunity Matters Network have all received APOA funding since 2020, as reported in the organization’s 990 forms.

APOA audits each group’s track record on property rights, including topics like rent control and tax reform, before presenting a recommendation for funding to the board for approval.

Jim Imhoff, chairman emeritus of Wisconsin’s First Weber Inc. and APOA president, says they look at how these organizations align with APOA’s philosophies on issues like affordable housing, flood insurance, available property insurance and more.

“We have long been concerned about these issues and now we have a vehicle that allows us to drive support,” Imhoff, who received NAR’s Distinguished Service Award this year, said.

Allen says APOA is open to considering funding for any organization that meets its criteria.

Cultivating relationships with grassroots organizations is how the alliance launched its nationwide education events. APOA partnered with the National Black Empowerment Council (NBEC) to lead events and expert panels from Dallas to Charlotte on building generational wealth and closing the racial homeownership gap.

“Colin came to us last year and said that it’s a major priority of the organization to come to African American-majority cities and to really help educate our people on the process of how to acquire homeownership,” NBEC President and CEO Darius Jones said at a recent event in Atlanta. “Any group that gives of itself to want to come and share with us so that we can stay ahead of that information curve—so that we can participate and benefit from these phenomenal opportunities—is a great organization.”

APOA isn’t slowing down during the holiday season; it’s gearing up for an event on Dec. 14 in Little Rock, Ark.

“I'd say the dream of homeownership is still alive and still part of the American dream,” Allen says. “There's just this hunger for information on how to position yourself to become a homeowner, to build that generational wealth that will help your family into the future.”

In the new year, Allen says, APOA will be laser-focused on the reauthorization of the 2017 Tax Cuts and Jobs Act, the Neighborhood Homes Investment Act and the More Homes on the Market Act.

Reflecting on the past year 2024

Tue, 31 Dec 2024 15:33:33 GMT

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Every gym journey starts with hesitation. Standing before the weight rack, I'd gravitate toward familiar dumbbells, avoiding the complex machines that intimidated me. The leg press loomed like a mechanical beast, and the cable crossover station seemed designed to confuse. These machines represented my comfort zone's boundary.

But transformation happens at the edge of discomfort. Each visit, I challenged myself to try one unfamiliar exercise. The awkward first attempts with exercise machine gradually became confident sets. That intimidating leg press? Now it's where I build my strongest foundations. Through consistent practice, those once-daunting machines became trusted allies in my fitness journey.

Similarly, our real estate office flourished in 2024 by embracing new challenges. We expanded our team, closed more deals, and mastered innovative techniques to help clients achieve homeownership and investment dreams.

As 2025 begins, identify your "challenging machines" – those goals you've avoided. Make them priorities. Each morning brings opportunity for action. Instead of claiming "time isn't on my side," recognize that results come from commitment, not excuses.

Success in business and life stems from consistent effort, just like building strength at the gym. While 2024 brought mixed experiences, 2025 offers fresh potential. Let's thrive in 2025!

Changes to Realtor® Commission Rules: Complete Guide for Moreno Valley Homeowners

Fri, 27 Dec 2024 16:25:23 GMT

Why Fair Commission Matters: Protecting Your Investment and Getting Expert Service

Real Estate Commission Changes 2024: What You Need to Know

The buzz is real! The real estate industry is experiencing one of its biggest shifts ever. From news outlets to the White House, everyone's talking about changes in how sellers compensate buyer's agents.

The Truth About the NAR Settlement

Let's clear the air. In March 2024, NAR President Kevin Sears announced a proposed settlement. Here's the real deal: NAR isn't admitting guilt – they're making changes so REALTORS® like me can continue helping families build wealth through homeownership.

What Actually Changed Regarding Compensation?

Real estate commissions can't be displayed in the MLS anymore. That's it!

Don't believe the hype when you hear "commissions are no longer required." As your REALTOR®, I need to set the record straight:

Sellers can still choose to compensate buyer's agents, through Broker Cooperation or Credit
Buyer representation remains crucial for smooth transactions
Compensation is still part of the home price – it's just not listed in the MLS

Why Seller Compensation Makes Sense

Think about it:

Many buyers are stretching their budgets for down payments and closing costs
Remember when you bought your home? Seller compensation helped make it possible
Most buyers need an agent's expertise but can't pay out of pocket

What Could Happen If You Don't Compensate?

Your buyer pool MAY shrink – fewer qualified buyers can afford representation
Unrepresented buyers might struggle with negotiations
Transactions could become more complicated

Remember, today's sellers are tomorrow's buyers. Before deciding against compensation, consider how it might affect your next purchase.

Want to discuss how these changes affect your property specifically? Let's talk!

Smart Money Choices: Holiday Sales vs Saving for Your Dream Home

duda@secondgen.com — Thu, 26 Dec 2024 19:05:31 GMT

Why Skipping Post-Holiday Deals Could Be Your Best Financial Decision

With Christmas falling on Wednesday this year, many Americans face a choice: chase after post-holiday sales or focus on long-term financial goals like homeownership. As we approach 2025, it's crucial to evaluate spending priorities carefully.

Post-Holiday Sales: A Financial Trap?

While retailers advertise "biggest sale of the year" events, particularly at stores like Macy's, these temporary discounts can derail your path to homeownership. Every dollar spent on sale items is one less dollar toward your down payment.

The Right Time to Buy a Home: Expert Insight

As a real estate professional, clients often ask me, "When is the best time to buy?" The answer is simple: start your journey when you first consider homeownership . Here's why:

Current Market Dynamics

Competition remains strong with multiple offers on desirable properties
Interest rates may fluctuate, but can be refinanced later
Waiting for "perfect" market conditions could mean missing opportunities

Making Smart Financial Choices

While post-holiday sales seem attractive, consider these points:

Sales are recurring events; home buying opportunities may not be
Short-term spending can impact long-term homeownership goals
The satisfaction of homeownership typically outweighs temporary retail discounts

The temporary sacrifice of avoiding post-holiday sales can lead to achieving the permanent joy of homeownership. Focus on your budget, prioritize savings, and keep your eyes on the bigger picture.

Ready to start your home buying journey? Contact us to learn more about current market opportunities .

Mortgage rates appear poised to decline — but homebuyers aren’t rushing in

Mon, 16 Sep 2024 07:00:00 GMT

Buy Now, Refinance Later: A Smart Strategy for Today’s Housing Market

The housing market has experienced a whirlwind of changes over the last few years. During the pandemic, interest rates plummeted to historic lows, sparking a rush of home purchases. However, for those without large down payments or enough financial resources, it was difficult to take advantage of these low rates, and many missed the opportunity. Now, with interest rates higher than before, potential homebuyers are waiting for rates to drop again. But is waiting the best strategy?

The All-Time Low Rates of the Pandemic

During the COVID-19 pandemic, the Federal Reserve slashed interest rates in an effort to stimulate the economy. Mortgage rates followed suit, and many homeowners refinanced or new buyers locked in incredibly low rates. While this environment was perfect for buyers who were financially prepared, many aspiring homeowners faced hurdles—such as increased competition and strict lending requirements—that made it difficult for them to capitalize on the lower rates.

Should You Wait for Interest Rates to Drop?

Fast forward to the present: as the economy stabilizes, interest rates have been on the rise. Many potential buyers are holding off on purchasing, waiting for the next interest rate drop. This decision might seem logical, but it comes with significant risks.

The most important point to consider is that waiting too long might cause you to miss out on more than just a low rate. Home prices fluctuate based on supply and demand. If interest rates drop, more buyers may enter the market, increasing demand and driving home prices higher. Even if you secure a lower rate, you could end up paying more for a home than you would have if you had acted sooner.

A Smarter Approach: Refinance Later

A key takeaway, in Kama's recent interview on Market Place with Matt Levin. If you're eager to buy a home now but concerned about higher rates, purchasing now with the intent to refinance later could be your best move.

When interest rates possibly dropping again, refinancing your mortgage at that point allows you to take advantage of the lower rates without the risk of being priced out of a rising market. A refinance can lower your monthly payment, reduce your interest costs, and even shorten your loan term, putting you in a much better financial position over the long term.

Don’t Get Priced Out

If history is any indication, home prices tend to rise over time, particularly when interest rates fall and more buyers flood the market. By waiting for rates to drop, you may face stiffer competition and pay more for a home in the future. Purchasing now allows you to get in while prices are still relatively stable, and you can always lower your interest rate later through refinancing.

Tips for Homebuyers in the Current Market

Explore All Your Financing Options: Talk to multiple lenders and explore programs designed for first-time homebuyers or those with smaller down payments.
Get Pre-Approved: Pre-approval shows sellers you're serious, and it gives you a clear picture of how much home you can afford.
Don’t Stretch Your Budget: It's easy to get swept up in the excitement of buying a home, but it's important to stick to a budget that allows for unexpected expenses and future rate changes.
Consider Refinancing Plans Now: Have a strategy for when rates eventually decrease. Speak with your lender about what refinancing options would be available to you in the future.

Final Thoughts

As the market continues to evolve, the key takeaway for buyers is not to wait for the perfect conditions. You may miss out on your dream home or end up paying more if home prices rise while waiting for rates to drop. Instead, consider buying now and refinancing later to lock in a lower interest rate when it becomes available.

The market is always changing, and trying to time it perfectly is nearly impossible. By making a move now and keeping an eye on future opportunities, you can make the most of today’s market while positioning yourself for future financial success.

Loving Me 1st - Local Organization Dedicate to Empowerment of Young Female

Mon, 09 Sep 2024 15:23:03 GMT

Embracing Self-Love: How Loving Me 1st is Empowering Young Women to Prioritize Their Well-Being

In today’s fast-paced world, where societal expectations, career demands, and personal responsibilities often weigh heavily on women, self-care and self-love can easily fall by the wayside. Many women are conditioned to put others’ needs first, whether it's their family, friends, or colleagues, often neglecting their own emotional and mental well-being. This is where Loving Me 1st steps in—a transformative organization dedicated to helping women rediscover the power of self-love and prioritize their own happiness and health.

Founded with the mission of empowering women from all walks of life, Loving Me First provides a safe, supportive space for women to reconnect with themselves, embrace self-love, and make themselves a priority. Through inspiring programs, workshops, and community-building initiatives, the organization is making waves in reshaping how women view self-worth and personal fulfillment.

The Importance of Self-Love

Loving Me First was built on the understanding that self-love is not selfish—it's essential. When women are able to truly love and care for themselves, they are better equipped to face life’s challenges, establish healthy boundaries, and foster meaningful relationships. Unfortunately, many women struggle with self-doubt, low self-esteem, and the guilt that often comes with focusing on their own needs.

Through its initiatives, Loving Me 1st encourages women to break free from the mindset that they must constantly give of themselves without replenishing their own emotional reserves. The organization teaches that prioritizing self-love is not only beneficial but necessary for personal growth, resilience, and overall well-being. By embracing self-love, women can lead more balanced, fulfilling lives and become the best version of themselves for both their loved ones and, most importantly, for themselves.

Programs and Workshops Designed for Growth

Loving Me First offers a range of programs and workshops aimed at helping women develop a deeper understanding of self-care, self-worth, and self-empowerment. These programs are designed to provide practical tools and strategies for fostering a healthier relationship with oneself. Whether through mindfulness practices, guided journaling, or discussions around personal development, participants are encouraged to explore what self-love means to them.

One of the standout programs offered by Loving Me First is the Self-Love Academy , an empowering series of workshops focused on self-awareness, confidence building, and creating healthy boundaries. Participants are guided through exercises that help them confront limiting beliefs, reframe negative self-talk, and cultivate a positive mindset. The academy also emphasizes the importance of creating daily rituals that nurture both the mind and body, helping women integrate self-care into their everyday routines.

Through these transformative programs, women leave with a renewed sense of purpose, confidence, and the knowledge that they deserve to put themselves first without guilt or apology.

Building a Community of Support

One of the most powerful aspects of Loving Me First is the strong sense of community it fosters among women. Many participants find that simply knowing they are not alone in their struggles makes a huge difference in their journey toward self-love. The organization offers both in-person and online gatherings where women can share their stories, challenges, and triumphs in a judgment-free environment.

By connecting with others who are on the same journey, participants often feel a sense of sisterhood and belonging that boosts their self-esteem and encourages them to keep going, even on tough days. Loving Me First creates a space where vulnerability is met with empathy, and where women can celebrate each other's successes and progress. The supportive network of like-minded women helps break the cycle of isolation and fosters long-lasting relationships that extend beyond the workshops and events.

Resources for Lasting Change

Beyond the workshops and community-building activities, Loving Me 1st offers a variety of resources that women can use in their personal journey toward self-love. The website provides access to self-care guides, inspirational blog posts, and recommended readings designed to help women stay motivated and continue their growth outside of the structured programs.

Additionally, Loving Me First frequently collaborates with mental health professionals, life coaches, and wellness experts to provide expert advice on topics like mindfulness, stress management, and personal development. These collaborations allow women to access valuable insights and tools that further support their emotional well-being and help them make self-love a sustainable practice.

Loving Me 1st: A Movement for Empowerment

Loving Me First is more than just an organization—it’s a movement. By empowering women to prioritize themselves, it is helping to shift cultural narratives around self-worth and redefine what it means to live a fulfilled life. Through its work, Loving Me First is creating a ripple effect that extends beyond individual participants, encouraging women everywhere to embrace self-love unapologetically.

As women continue to face the pressures of modern life, Loving Me First stands as a beacon of hope and encouragement. It reminds women that they are worthy of love, care, and respect—starting with themselves. In a world that often tells women to give more, Loving Me First is boldly proclaiming that it’s time for women to give to themselves.

If you're ready to start your journey towards self-love and empowerment, Loving Me 1st is the perfect place to begin. The path to self-love may not always be easy, but with the right support, tools, and community, it’s a journey that can lead to profound personal growth and a more joyful, fulfilling life.

Learn more: w ww.lovingmefirst.org

Embracing Fall: Local Market Trends: Moreno Valley, CA

Mon, 09 Sep 2024 15:15:56 GMT

Check out the latest market trends in Moreno Valley!

Attention all buyers and sellers in Moreno Valley, CA 92551! �� As of August 2024, there is a 1.97 Months Supply of Inventory in our market, with a +13.87% increase over the last 12-months . Now is the time to make your move!

Looking to buy or sell in Moreno Valley, CA 92551,92553,92555,92557? The List to Sold Price percentage is currently at 101%, showing a strong market for both buyers and sellers. Reach out to me, Kama Burton, REALTOR®, to navigate these trends and make the most of your investment. #RealEstateMarket #BuySellInvest

With a median days on market of just 16 days , homes are selling quickly in Moreno Valley, CA 92551. Don't miss out on the opportunity to capitalize on the current market trends. Contact me today to get started on your real estate journey!

The median sold price in Moreno Valley, CA is currently $531,500 . Whether you're looking to buy or sell, understanding these market trends is crucial.

As a REALTOR® in Moreno Valley, CA , I am dedicated to keeping my clients informed about the latest market trends. With a 1.97 Months Supply of Inventory and a List to Sold Price percentage of 101%, now is the time to make your move in the real estate market. Contact me today to get started! #MarketInsights #RealEstateProfessional #RealEstate #MarketTrends

Mortgage rates appear poised to decline — but homebuyers aren’t rushing in

duda@secondgen.com — Sat, 24 Aug 2024 05:00:26 GMT

If rates come down....what goes up?

How’s this for an if/then proposition?: If mortgage rates go down, mortgages become cheaper, then more people borrow to buy a home. Makes sense, right?

Well, maybe not.

The Mortgage Bankers Association reported this week that the average rate on a 30-year fixed dropped to 6.5%, the lowest level in well over a year. Yet weekly mortgage applications actually declined to their lowest level since February.

Some homebuyers are eagerly anticipating the Federal Reserve’s September interest rate cut that looks like it’s on its way, but that could be the first of many cuts over many months. So if you’re a buyer, do you wait?

Southern California real estate agent Kama Burton has noticed a change in the attitudes of the first-time homebuyers she often represents. “I’m seeing that buyers are more on the fence, and they’re also a little bit more apprehensive of making offers,” she said. Burton said she gets lots of buyers asking whether they should just hold off on the biggest purchase of their life until mortgage rates drop some more.

Burton said she gets lots of buyers asking whether they should just hold off on the biggest purchase of their life until mortgage rates drop some more.

She first tells them, “No one really knows what the future holds.” And then gives them the horror story of what it was like to buy a house a couple of years ago, when interest rates were incredibly low.

“It was absolutely bananas. We were literally standing in line to get into an open house. No chance at all to get properties,” she said.

It’s unlikely mortgage rates will get back to that 3%-ish range that partly caused all those bidding wars and led many people to waive home inspections.

But Sean Park at Fitch Ratings said even if rates do tick down in the next few months, you won’t see a flood of homebuyers immediately enter the market.

“Even if the rates drop by, like, 1%, that’s great news for homebuyers. However they may want to wait and see if the mortgage rate comes down further,” he said.

That’s partly why last month, existing home sales were down 2.5% year over year, and down 40% from peak frenzy in 2021. Meanwhile, the number of homes actually for sale has finally started picking up.

Sabrina Brown, a real estate broker in Fresno, California, said that while homebuyers may have the luxury of waiting, her home seller clients often can’t. Life just forces them to give up a very cheap mortgage.

“Someone passed away, the trustees are now selling the property. So I’m dealing with that right now. And then also I have another one, they’re going through a separation,” she said.

You can lock in a mortgage rate, but you can’t lock in what the future holds.

How To Overcome The Fear Of Buying Your First Home

Tue, 16 Jul 2024 18:46:02 GMT

Conquering Your Concerns and Building Confidence

Purchasing a home is a dream for many, however, the complexities of the home-buying process can be overwhelming which can bring on a bit of fear. Today, we are hearing a ton of chatter in the “airways” that purchasing a home is merely impossible. But keep in mind, that there are still a ton of people who are getting pre-approved daily.

Although many people may not get pre-approved immediately, they are taking the necessary steps to move forward. A few years ago, I had a client who contacted me to let me know she was ready to purchase. She watched many of my videos and with the thought that homeownership might not be possible in the near future, she would try otherwise. After our conversation, I linked her with my lender, and during the call, the lender ran her credit. It was to her surprise, that there were only a couple of items on her credit that needed correction and what she thought would be years or almost impossible to do, she was able to get pre-approved in approx. 30 days. Needless to say, she was able to close her first deal, despite fear and other obstacles that tried to stand in her way.

Overcoming home-buying anxiety starts with you. If you are ready to take the first steps, here are a few future first-time home buyer’s tips:

“Everything you want is on the other side of fear.” - Jack Canfield. Don’t allow fear to take over your desire to become a homeowner and build generational wealth. It’s important to take that leap of faith and do it afraid.

Contact a great REALTOR®, such as myself or one of the agents at CMB Realty Services (I’m just saying,) to receive your home buyer consultation.

Be open to speaking to a lender to discuss your finances and credit to get you prepared to take the next step towards homeownership.

Understanding the process will ease the thoughts of fear as you get prepared to own a home. Media outlets, social media, and sometimes even the ones closest to you may say that the process is hard or impossible based on their personal opinions. But speaking to the real estate professionals will be the key to opening the doors to your home ownership.

#homeownershipgoals #firsttimehomebuying #cmbrealtyservices #morenovalley

REALTOR® vs. Real Estate Agent, there's a difference!

forsalebykama@gmail.com — Tue, 07 May 2024 14:54:59 GMT

Why to always choose a REALTOR®!

Often times, many ask, what's the difference between a REALTOR® and a Real Estate agent? It's important to the understand there is a difference. When a person gets licensed, they are what you call a "salesperson." Everyone is a salesperson starting out however, they must sign up with a licensed Real Estate Broker to begin to work with consumers. Many real estate brokers are members of local, state and national associations of REALTORS®, which in turn, means that any salespersons that works with their company will be required to sign up with the association as well.

One of the major reasons a Brokerage would sign up with the National Association of REALTORS®(NAR), which owns the REALTORS® designation, is because it would hold them to a higher standard as they follow the Code of Ethics that is an ethical guide to ensure REALTORS® are being ethical in their practice. It also means that if a REALTOR® is unethical, they have to go before their peers in professional standards hearing who will then decide if one is in violation of the Code of Ethics.

On the other hand, a person is a real estate brokerage/agent, without agreeing to the Code of Ethics. This, in my opinion, means a brokerage has decided they do not adhere to the Code of Ethics and if something happens, the public can take them to the Department of Real Estate if there is an issue or possibly sue the brokerage/agent directly. You as a future home owner or seller would make a decision if you want to be represented by someone who wants to ensure they will do all they can to represent you ethically or someone who doesn't see the value of the Code of Ethics.

When choosing an agent, choose wisely! Choose a REALTOR®!

Local Market Trends: 92553

Fri, 23 Feb 2024 21:48:28 GMT

Check out the latest market trends in Moreno Valley!

1. �� Moreno Valley Market Update ��: As of January 2024, there is a 1.5 Months Supply of Inventory in Moreno Valley, CA 92553. This indicates a -18.92% decrease over the last 12 months. Sellers, now is a great time to list your home!

2. Attention Buyers and Sellers in Moreno Valley! �� The List to Sold Price percentage is currently at 100.9%, highlighting the strong demand in the market. With a median days on market of just 15 days, homes are selling quickly. Contact me today to navigate this fast-paced market!

3. Looking to buy or sell in Moreno Valley, CA 92553? The median Sold Price is $519,000, showing a steady appreciation in home values. As a REALTOR® with expertise in the local market, I can help you achieve your real estate goals. Reach out to me for personalized guidance.

4. Moreno Valley Market Update: With a low Months Supply of Inventory and a high List to Sold Price percentage, the market is favorable for both buyers and sellers. Whether you're looking to purchase your dream home or sell for top dollar, I'm here to assist you every step of the way. Let's make your real estate goals a reality in 2024!

5. �� Market Trends Alert ��: Moreno Valley's real estate market is thriving with a median Sold Price of $519,000 and a quick turnaround time of 15 days on market. Buyers and sellers, don't miss out on the current opportunities in this dynamic market. Contact me, Kama Burton, your trusted REALTOR®, for expert guidance. #RealEstate #MarketUpdate #MorenoValley

Why Choose Kama?

duda@secondgen.com — Fri, 23 Feb 2024 21:44:42 GMT

Kama is a Broker You Can Trust!

Looking to buy or sell a home in Moreno Valley, CA? Meet Kama Burton, the trusted broker behind CMB Realty Services. With a passion for real estate and a commitment to delivering exceptional service, Kama is the go-to professional for all your real estate needs in the 92553 area.

Here are a few reasons why Kama Burton stands out as a broker you can trust:

1. **Experience and Expertise:** With years of experience in the real estate industry, Kama has a deep understanding of the local market trends and knows how to navigate the complexities of buying and selling properties in Moreno Valley. Her expertise allows her to provide valuable insights and guidance to her clients, helping them make informed decisions.

2. **Personalized Service:** Kama believes in building meaningful relationships with her clients. She takes the time to understand their unique needs and preferences, ensuring that every client receives personalized attention throughout the real estate process. Whether you are a first-time homebuyer or a seasoned investor, Kama is dedicated to providing you with the support and guidance you need to achieve your real estate goals.

3. **Transparency and Integrity:** Trust is the foundation of any successful real estate transaction. Kama prides herself on her honesty and integrity, always putting her clients' best interests first. She is transparent in her communication, providing clear and honest advice to help her clients make confident decisions.

4. **Local Knowledge:** As a resident of Moreno Valley, Kama has a deep connection to the community and understands the unique characteristics of the area. Her local knowledge allows her to identify opportunities that others may overlook, giving her clients a competitive advantage in the market.

5. **Dedication to Excellence:** Kama is committed to excellence in everything she does. From conducting thorough market research to negotiating the best deals on behalf of her clients, she goes above and beyond to ensure a seamless and successful real estate experience for all parties involved.

When you choose Kama Burton as your broker at CMB Realty Services in Moreno Valley, CA, you can rest assured that you are in capable hands. With her expertise, personalized service, integrity, local knowledge, and dedication to excellence, Kama is the broker you can trust to guide you through your real estate journey with confidence and peace of mind.

Contact Kama Burton at CMB Realty Services today and experience the difference a trusted broker can make in your real estate transactions. Trust Kama to help you find your dream home or sell your property in Moreno Valley, CA – she's the professional you can rely on every step of the way.

Easy DIY Home Projects That’ll Make You Say, “Yes I Can!”

duda@secondgen.com — Wed, 10 Nov 2021 18:03:39 GMT

A little elbow grease; a big difference!

By: Leanne Potts

Beautiful you-can-do-it inspirations for easy DIY projects.

As anybody who’s been inspired by HGTV can tell you, DIY home projects on TV look amaaaazing.

But DIY renovations in real life: kiiiinda the toughest thing ever. And, yet, these rookie craftsmen did beautiful, jaw-dropping work that will totally inspire you. Check out these easy DIY projects for your home:

#1 Pinterest-Worthy DIY Window Seat

An empty recess in a room is a ripe spot for a DIY project, as home improvement blogger Britt Kingery can tell you.

She and her husband, Justin, built a window seat so ridiculously Pinterest-worthy you’ll want to make one for yourself (like, right now).

It’s a roomy 10-foot beauty, so you can seat a houseful of guests without dragging chairs all over the place. And (bonus!) there’s storage underneath for stashing lots of stuff out of sight.

You can custom-create your own for about $250 if you’ve got a few essential DIY tools.

Or you can do an Ikea hack to get the same result. Just attach one of their long, horizontal storage systems to your walls. Then add cushions and preformed molding for the same custom look.

The big reveal doesn’t happen overnight, and a renovation almost always looks worse before it looks better.

Britt Kingery, home improvement blogger

#2 Miracle Makeover With Just Paint, Stain (and Patience)

“The Brady Bunch”-orange wall and abused floors in the before photo are homely enough to strike you blind.

But what a miracle paint, sanding, and stain can do! Lighter shades on the walls, trim, and floor reflect natural light, making the space so much brighter. And for very little money (about $150).

The key to such an amazing transformation, Kingery says, is to be a tortoise, not a hare.

Sanding, taping, patching holes, and waiting on stain, paint or polyurethane to dry takes care and patience if you want professional-looking results.

“The big reveal doesn’t happen overnight, and a renovation almost always looks worse before it looks better.”

#3 Instant Open Floor Plan

Cramped, dark kitchens are so very 1981.

Sarah Lemp of the “All Things With Purpose” blog turned her dated kitchen into an open, light-filled space that feels and functions like a larger room.

The cost? $300. Yep. For less than the cost of a set of countertop canisters at Williams Sonoma, Lemp worked magic.

The biggest fix? She just removed a set of overhead cabinets that blocked light and the view into the dining area, making an instant open floor plan.

Then she turned to paint, the budget remodeler’s friend. She used a soft griege (designer-speak for grayish beige) for the walls of the kitchen and dining area.

She painted the remaining upper cabinets white, and the bottom ones dark gray.

“I love the look of white cabinets, but figured a darker color was more kid-friendly,” she says.

Lemp skipped the requisite subway tile backsplash and went with peel-and-stick shiplap instead. “It was easier and cheaper,” she says.

#4 Brighter Bedroom With Paint and Wood

This may be an ugly room, but we’re not sure because it’s so dark all we can see are cheap blinds and a poofy valance that hasn’t been fashionable since the Olsen twins were toddlers.

It needed major help.

Ashley Rose and Jared Smith of the blog “Sugar and Cloth” pulled off a weekend makeover by painting the walls a lighter color and replacing the window treatments with wispy, white drapes that practically pull sunlight into the room.

A pair of wall-mounted reading lamps added a second layer of light, because a lonely overhead fixture can’t light the whole room all by itself.

And that wall behind the bed? It’s strips of reclaimed wood with an adhesive backing. Peel, stick, and you’re done. No nails. No glue. And just one tool: a level to make sure you stick the wood strips in a straight line. Awesome.

#5 An Easy-Peasy Backyard Patio

Dirt’s ugly. It’s also a pain, turning into mud when it rains, dust when it doesn’t, and sneaking into your house on the feet of dogs and kids.

Covering it with a paver patio is a great fix. Chelsea Foy of the blog “Lovely Indeed” built this one in a neglected flower bed in just 10 hours.

She used patio stones molded to look like several individual bricks, because leveling one large stone is tons easier than leveling a bunch of bricks.

Those arcs of large river rocks just off the patio make a natural-looking transition between the factory-perfect pavers and the rest of the yard. They’ll also give you less lawn to mow or flowers to tend.

#6 Fancy Wall Molding for a Bargain Price

Wall molding makes a room look so custom, so finished, so much better than boring old drywall. But it costs around $25 a square foot just for the materials.

Mysha Barton of the blog “Remington Avenue” pulled it off along her stairs for just $30 — total.

The secret? She used MDF (medium density fiberboard, aka fake wood) to keep it cheap, and didn’t mount it in the traditional way with board panels on the wall.

Instead, she put thinner “chair rail molding” directly on the wall, and painted everything white, including the wall to get that rich look of molding.

The toughest part was cutting all those angles, Barton says.

She got it done with a miter box and a handsaw. “My advice is to use scrap wood to practice your angled cuts before taking on your expensive molding pieces.”

Barton did this project in just eight hours with three small children in the house, so even if 10th-grade geometry made you cry, you can do this.

#7 A Space-Saving Workbench

A DIY workbench is a gateway project, one that can lead you to harder projects and possibly, a home improvement addiction. Make this workbench your very first project and you’ll have room to do scads of projects — money-saving ones.

It’ll fit in a small space because it’s actually a door mounted on door hinges, so you can fold it flat against the wall when you’re not using it. Be sure to buy a solid wood door, not a hollow one, so it’s sturdy enough to stand up to years of projects.

We’re pleased to announce the addition of a real estate veteran to our team. Andrew Stevens joins us in our main office after 10 years in our northern branch.

How to Prevent (Home) Buyer’s Remorse

duda@secondgen.com — Wed, 10 Nov 2021 18:00:17 GMT

Always feel confident it's your dream home.

By: Lynn Ettinger

You can make a successful offer on a home even in a competitive market — with the right information and help.

When you’re house hunting, the pressure of competition can move you from “Hmm, I like that, but it’s too pricey,” to “I have to have that!” You think, so what if paying for this house will put me way over budget? I can cut back somewhere else, right? But that kind of thinking can get you into trouble. Trouble that’s totally avoidable.

Whether you’re in the middle of a home bidding war or facing down a list of must-haves, don’t lose sight of your budget and the risks. That way, you can own a house without home buyer’s remorse. And you’ll have money left to enjoy things like new furniture, entertainment, and just plain having fun.

Who Has Home Buyer’s Remorse and Why?

A competitive real estate market can set buyers up to purchase a home that’s either beyond their budgets —sometimes hugely beyond — or doesn’t meet their needs, according to a 2021 survey by Bankrate and YouGov. The survey found that recent home buyers, including 64% of millennials, had regrets about their home purchase. The top reason? They were unprepared for maintenance and other home ownership-related costs. On top of that, 13% percent of millennials said they think they paid a higher sales price than they should have.

“Things in homes always break down, so people should put aside a budget for anything that will need fixing,” says Lawrence Yun, chief economist at the National Association of REALTORS®. “A rule of thumb is to anticipate 1% or 2% of the home price for potential maintenance,” he explains. “So, for a $300,000 home, that means setting aside $3,000.”

One reason home buyers may be tempted to go over budget is they’ve been influenced by the beautiful homes on TV, according to an NAR report on home staging. “The shows can create unrealistic expectations for the home buying process and how homes should look,” says Brandi Snowden, NAR director of member and consumer survey research. In time, buyers can view features that used to be luxuries as necessities. They believe everyone has them and they should too. One solution: Work with a REALTOR as early as possible in the process. “Make sure your agent knows your budget, so they can help you set expectations and stick to them,” she advises.

How to Navigate House Hunting in a Competitive Market

In addition to pressure to exceed their budgets, buyers are facing hurdles like these five:

1. Requests to Waive Contingencies

Tamara Suminski, a real estate agent at Beach Real Estate Group in Manhattan Beach, Calif., is seeing not only bidding wars but also sellers wanting buyers to waive contingencies. “With an appraisal contingency, if the appraisal comes in low, the buyer has choices. They can choose to try to renegotiate with the seller, bring in the difference, or cancel. When they remove that contingency and its protection, and if the home doesn’t appraise at the right level, the seller is not very likely to renegotiate with them. And the buyer has waived their right to cancel. If they cancel anyway, they’re risking their deposit.”

Some buyers are also waiving contingencies related to home inspections. These investigations are an opportunity to have a home inspector view the home based on disclosures and for the buyer to use findings as a bargaining tool, Suminski says.

Eliminating these protections can end up costing money for buyers. And the more offers the buyer writes and loses, the more risk they will tolerate. So, they may waive contingencies and regret it later, says Suminski. Talk to a buyer’s agent who will guide you through this and explain the risks of removing protections and unknown variables, she advises.

2. Speed Showings and Decisions

Bryan Yap recently bought a home in an expensive and highly competitive market — Orange County, Calif. He found that with the pandemic, each showing lasted only 15 minutes. That was one of the biggest hurdles. “We’d see three, four, or five homes in one day. It’s hard to keep track of what you like and don’t like with each house. What I would do differently is take notes immediately after viewing a home. If you’re able to prepare beforehand, create a list of wants and requirements in priority order. Immediately after seeing each home, rank it based on the list.”

3. Focusing on the Top of Your Price Range

“If you’re looking in a micromarket where listings are achieving multiple offers and homes are going above asking price, don’t set your on the houses at the top of your price range,” Suminski says. If $300,000 is your upper limit, look at houses priced at $250,000 or $275,000. Otherwise, you’re going to be outbid from the gate every time.”

That was the process Yap used when he was looking. “I would look for homes $25,000 under my max budget. I went on Zillow and looked at homes that were sold recently and tried to calculate the average over-listing price those homes were being sold for and factor that into my offer price.”

4. The Need to Compromise

Yap’s must-haves were three bedrooms, two baths, and being closer to the city center of Anaheim. “I was able to get three beds, two baths, but I did have to compromise on location. I also had to compromise on price, which was doable because I could still afford it. To compete with all the potential buyers, I knew that we had to either offer an over-list price or remove some contingencies.”

Suminski advises adjusting your search outward geographically, even if it means a longer commute. Buyers might also have to compromise on property types and features. In addition, they should consider doing some DIY projects instead of wanting everything to be move-in ready. “They may have to be willing to look at townhouses instead of single-family homes or install carpet and paint on weekends.”

5. Information Overload

In the two years before he started searching for a home, Yap did a lot of reading. “It was a massive plan I had to come up with and stick to so that I’d be able to afford buying a home.”

Because of how hot the Orange County market is, agents scheduled showings as soon as a house was listed or showed “coming soon” status. Yap treated the home search as “almost a second job,” using lunch breaks and evenings to check emails, do online searches, and text his real estate agent about what he wanted to see. “I had to make a lot of sacrifices. People wanted to set plans with me for the weekend, but I said, ‘Sorry, I have to go view homes that day.’”

He primarily credits his real estate agents, including Sumiski, for keeping him informed. “They made all this possible. I learned a lot from them.”

Some agents, like Suminski, hold an accredited buyer’s representative designation but usually work with sellers as well as buyers. “An [agent with an] ABR has taken extensive buyer’s representation training,” Suminski says. “They’ll provide education to buyers so that they’re learning as much as they can about the market, including the risks involved with different negotiations. If buyers are going to shorten terms or remove protections, they need to be well informed about the pitfalls.”

Learn from Experiences

That access to information and guidance will help buyers making an offer on a home especially in a competitive market. “Today’s buyer has seen and written offers on many properties before they get their offer accepted,” Suminski says. “That’s common across the country. Each is a learning opportunity for buyers about what information they might need to be researching so they can move more quickly.”

When you act on advice from recent buyers and agents, you can stay well informed and get good results even in a tough market. And that’s the best way to prevent home buyer’s remorse.

A home like this comes on the market once in a decade. It’s spacious, fully renovated and designed to the highest standards.

8 Simple Rules for Negotiating Your Offer and Getting That House

duda@secondgen.com — Wed, 10 Nov 2021 17:56:12 GMT

In today's hot market, know how to make sure you get the home of your dreams.

By: HouseLogic

You and your agent are going to use everything you’ve learned to seal the deal.

Here’s the dream: Your offer is perfect, you don’t need to negotiate, and you can spend the next few weeks addressing more pressing home-ownership questions, like “Why is it called wainscoting?” and “Do I want a new couch in blush or emerald green?”

And it could happen. Many sellers accept the best offer they receive, and for a variety of reasons.

But sellers are also known to reject offers for a variety of reasons. Or make counteroffers. This is especially likely if you bid low, or when you’re up against multiple competing offers.

If you do receive a counteroffer, it’s up to you to decide whether you want to accept the new contract, negotiate the terms, or walk away.

In cases such as these, look to your agent. He or she is your spirit guide. If you decide you want to negotiate — that is, make a counteroffer to the seller’s counteroffer — your agent will use their negotiating skills to help get you the best deal. This is what agents do every day.

But you’re not just going to sit there. If you understand what negotiating tactics your agent may deploy — they depend on the local market and your position — you can back them up. And cheer them on.

Here are eight rules every buyer should know before they — and their agent — start negotiating:

#1 Act Fast — Like, Now

When you receive a counteroffer, you should respond quickly — ideally within 24 hours. The longer you wait, the more space you leave for another buyer to swoop in and nab the property. Also? If a seller senses hesitation, they may decide to withdraw their counteroffer before you even have a chance to respond.

#2 Raise Your Price (Within Reason)

While you obviously don’t want to overpay for a house, you may have to up the ante — especially if you initially made a lowball offer. Lean on your agent’s expertise to determine how much money you should add to the sales price to make it more enticing to the seller.

Then, through their powers of persuasion, your agent can make the counteroffer look even more attractive by pointing out similarly priced “comps” — recently sold homes in your area that are comparable in terms of square footage and features.

As your agent negotiates, it can feel like things are escalating quickly. It’s stressful. You may feel a sudden urge to do whatever it takes to win.

Before you go overboard, there are two things you must keep in mind:

You can’t exceed the monetary confines of the pre-approved mortgage you received from your lender.
You shouldn’t overextend your budget.

Because your counteroffer has to be an amount you’re comfortable spending on a home. You want that new house and to keep living your life. Plus: You’re not out of options yet.

#3 Increase Your Earnest Money Deposit

Increasing your earnest money deposit (EMD) — the sum of money you put down to prove to the seller you’re serious (i.e., “earnest”) about buying the house — is another way to show the seller you have more skin in the game. A standard EMD is typically 1% to 3% of the sales price of the home. Making a counteroffer with a 3% to 4% deposit could be what you need to persuade the seller to side with you.

#4 Demonstrate Patience About Taking Possession

Depending on the seller’s timetable, changing your proposed possession date — the date you take over the property — could butter them up, too. If the seller wants to stay in the home for a few days after closing, try offering a later possession date. You could also draw up a “rent-back” agreement, meaning the seller pays you rent for staying in the home for a set period of time after the closing date.

#5 Let Go of a Few Contingencies — With Care

Want to give your counteroffer an even bigger boost?

Reduce the number of contingencies you’re asking for. It’s your way of saying, “Hey, look, I have fewer ways to back out,” which gives the seller more reassurance that the deal will close.

But be selective: Some contingencies are too important to give up. A home-inspection contingency — the right to have a home inspection and request repairs — gives you an out if you spot major problems with the home (and protects you from buying a total money pit).

You might waive a termite inspection if you’re in a state where the risk is lower.

But ultimately, waiving contingencies depends on your market, your loan program requirements, your risk tolerance, and the circumstances of the house in question. And if you waive contingencies and then you find a problem, the seller isn’t responsible for fixing it.

#6 Ask for Fewer Concessions

At a mortgage settlement, home buyers have to pay closing costs for taxes, lender’s fees, and title company fees. Closing costs vary by location, but you can expect to shell out between 3% and 4% of the home’s sales price. The seller pays an additional 1% to 3%. (Smart Asset and Nerdwallet have simple calculators you can use to get a rough idea of what your closing costs might be.)

When making an initial offer, you have the option to ask the seller for concessions — a settlement paid in cash to help you offset your share of the closing costs. (This move is less feasible if you’re going up against multiple offers.)

Concessions effectively lower the seller’s net proceeds from the sale. Making a counteroffer that removes the concessions you would have otherwise received at settlement puts cash back in the seller’s pocket — and can improve your bid.

#7 Pick Up the Cost of the Home Warranty

Sometimes sellers offer prospective buyers a home warranty. This is a plan that covers the cost of repairing major home appliances and systems, like the air conditioner or hot water heater, if they break down within a certain period (typically a year after closing).

A basic home warranty costs about $300 to $600 a year, according to Angie’s List. If it seems like waiving the home warranty can sweeten negotiations, but you still want the peace of mind of having one, tell the seller they don’t need to cover it — then buy it yourself.

Just keep in mind, whether you or the seller buy the warranty, you’ll need to pay the service fee (typically between $50 and $100) if something does, indeed, need to be repaired while under warranty.

Also, FYI: A home warranty is entirely separate from homeowners insurance. Homeowners insurance — the security blanket that covers your home’s structure and possessions in the event of a fire, storm, flood, or other accident — is required if you take out a mortgage. It can cost anywhere from $300 to $1,000 per year.

#8 Know When to Walk

When negotiating with a seller, trust your gut — and your agent. If he or she says a deal is bad for you: Listen.

And if you don’t want to make any more trade-offs — and the seller won’t budge — it’s smart to walk. That can be a tough decision to make, and rightfully so! Negotiating is tough. It’s draining.

And losing something you’ve worked hard to get can be disappointing. But don’t worry. There’s a better deal for you out there. And after those strong feelings of frustration pass, you’ll realize: Now I know how to do this.

A home like this comes on the market once in a decade. It’s spacious, fully renovated and designed to the highest standards.